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  • Category Archives: First Home Buyer

    RBA July 2017

    The RBA has opted to leave the official cash rate on hold at 1.5%. With the kick off of the new financial year, at its board meeting today the Reserve Bank of Australia decided to leave the official cash rate unchanged. The RBA continued its wait and see approach taking into account the latest edition…
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    First Home Buyers – Do’s and Don’ts

    Preparing to Buy – Do’s and Don’ts This is the last in our First Home Buyers’ series.  We hope that you have found the information to be helpful in you journey towards home ownership. In this final instalment, we’ll look at some of the Do’s and Don’ts of finance.  This will round off the previous article…
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    First Home Buyers Part 6: What Lenders Look For

    Lenders - Likes and Dislikes Lenders who provide “consumer” credit in Australia have a legal obligation to make sufficient enquiries into a prospective borrower’s financial circumstances to avoid placing that borrower under financial stress both at the time the loan is taken out and into the foreseeable future. These provisions, which come under the National…
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    First Home Buyers Part 5: Home Loan Process

    The Home Loan Process So far in this First Home Buyers series we’ve talked about the various loan types, getting your finances in order and how to avoid some of the common mistakes in applying for a home loan. In this article, we’ll discuss what’s involved in applying for a loan. We'll cover what you…
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